ASSESSENT OF CREDIT MGT CPRACTICE IN CASE OF LION BANK- BUSINESS RESEARCH PROJECT

Institution Rift Valley Institute of Science and Technology
Course Business , hrm
Year 3rd Year
Semester Unknown
Posted By MAKORI KERECHA
File Type docx
Pages
File Size 105.11 KB
Views 347
Downloads 0
Price: Buy Now whatsapp Buy via whatsapp
  • whatsapp
  • facebook
  • twitter

Description

purpose of the study was to assess the credit management practice of Lion International S.C. The data were gathered from all staff of the head office Credit Management Department and twenty branch managers and customers’ relationship officer found in Nairobionly on the credit management practices of the bank in areas of securing credit facilities against collateral, credit management analysis/evaluation practice of the bank, concentration risk management practice of the bank and the practice of the bank’s credit follow-up and recovery. The questionnaire survey was undertaken among 65 employees of the bank and all were collected to assess the perception of credit management practices of the bank in relation to the above practices. Closed ended questions were used, particularly to reflect the views of the employees with regard to four practices.Descriptive research design with 5 levels Likert scale was used to measure variables of study. Data was analyzed through descriptive statistics, percentage and frequency using SPSS Version 20.0 software. The result from the survey shows that majority of the bank staff were explained their concern on weak collateral coverage of the bank loans, high concentration risk on export loan out of the total loan volume of the bank, weak credit analysis during approval and at same time poor follow-up and recovery activities. According to the survey the bank can reverse the potential risk by providing reasonable attention for collateral holding , developing moderate loan concentration between credit products, improving the competency of the credit follow-up and recovery division for quality loan management
Below is the document preview.

No preview available
Practice and principal of management - staffing function lecture notes
Covers The definition and importance of staffing function Nature of staffing Steps involved in staffing Manpower planning Employment selection process
10 Pages 859 Views 0 Downloads 751.77 KB
Practice and principle of management - control function lecture notes
Covers Definition of control Steps in the control process Taking control action Types of control functions Control of overall performance Indirect control Direct control Special control techniques Discipline and direction actions Causes of indiscipline in an organization
29 Pages 1004 Views 0 Downloads 751.24 KB
Practice and principal of management - change management lecture notes
Covers Forms of organization change Forces of organization change Steps in the change process Managing creativity and innovation
17 Pages 802 Views 0 Downloads 765.94 KB
Practice and principal of management - emerging issues and trends
Covers Social and ethical responsibilities of the management Levels of ethics Tools of ethics
27 Pages 740 Views 0 Downloads 927.34 KB
Information communication technology ICT topical revision Q and A Booklet
Covers all topics tested in ICT ( information communication technology) exam in all sensitive area to pass the tevt, knec and cdac exam
124 Pages 249 Views 0 Downloads 1.89 MB
Information communication technology ICT topical revision Q and A Booklet
Covers all topics tested in ICT ( information communication technology) exam in all sensitive area to pass the tevt, knec and cdac exam
124 Pages 243 Views 0 Downloads 1.89 MB
Introduction to information technology technology and ethics lecture notes
Covers Introduction to ICT Computer hardware Computer software Basic computer networking Data processing Data security Health and safety issues in computer Conflicts management Immerging trends and issues in ICT
174 Pages 770 Views 1 Downloads 13.25 MB
Agrovet business plan
This is a business plan of running a agrovet shop EXECUTIVE SUMMARY CHAPTER ONE Chapter one contains the business describes whereby you describe the nature and management structure of the business, the owners background, the business name, the business location and address, form of ownership, type of business, products and services offered, justification of opportunity, the industry, primary and secondary objectives of the business and the entry and growth strategy. CHAPTER TWO Chapter two contains the following; marketing plan and it holds the type of customers, the market share or size, the competition level with others carrying out the same business, a swot analysis table, promotion and advertisement, methods of advertisement, the pricing strategy, the sales tactics and the distribution strategy. CHAPTER THREEE Chapter three contains the organization plan whereby you describe the management team and draw the organization chart, describe the qualities of the manager and the assistant manager, recruitment, training and promotion, you describe the remuneration policy and the incentives, the license, permit and by-laws and the support services offered. CHAPTER FOUR Chapter four contains the product operation plan that holds the production facilities and capacity, business layout, production strategy, production process, the regulations affecting the operation- health regulations, safety regulations and environmental regulation process. CHAPTER FIVEChapter five contains the financial plan, pre-operational costs working capital, cash flow statement for the two years, the preform income statement, the balance sheets, the break-even analysis for the business, the desired business financing, proposed business organization and the profitability ratios.
962 Views 0 Downloads 149.64 KB
Plumbing services firm business plan
This is a business plan of running a plumbing services firm EXECUTIVE SUMMARY CHAPTER ONE Chapter one contains the business describes whereby you describe the nature and management structure of the business, the owners background, the business name, the business location and address, form of ownership, type of business, products and services offered, justification of opportunity, the industry, primary and secondary objectives of the business and the entry and growth strategy. CHAPTER TWO Chapter two contains the following; marketing plan and it holds the type of customers, the market share or size, the competition level with others carrying out the same business, a swot analysis table, promotion and advertisement, methods of advertisement, the pricing strategy, the sales tactics and the distribution strategy. CHAPTER THREEE Chapter three contains the organization plan whereby you describe the management team and draw the organization chart, describe the qualities of the manager and the assistant manager, recruitment, training and promotion, you describe the remuneration policy and the incentives, the license, permit and by-laws and the support services offered. CHAPTER FOUR Chapter four contains the product operation plan that holds the production facilities and capacity, business layout, production strategy, production process, the regulations affecting the operation- health regulations, safety regulations and environmental regulation process. CHAPTER FIVEChapter five contains the financial plan, pre-operational costs working capital, cash flow statement for the two years, the preform income statement, the balance sheets, the break-even analysis for the business, the desired business financing, proposed business organization and the profitability ratios.
717 Views 0 Downloads 405.42 KB
Iron rods company business plan
This is a business plan of running a iron rods company EXECUTIVE SUMMARY CHAPTER ONE Chapter one contains the business describes whereby you describe the nature and management structure of the business, the owners background, the business name, the business location and address, form of ownership, type of business, products and services offered, justification of opportunity, the industry, primary and secondary objectives of the business and the entry and growth strategy. CHAPTER TWO Chapter two contains the following; marketing plan and it holds the type of customers, the market share or size, the competition level with others carrying out the same business, a swot analysis table, promotion and advertisement, methods of advertisement, the pricing strategy, the sales tactics and the distribution strategy. CHAPTER THREEE Chapter three contains the organization plan whereby you describe the management team and draw the organization chart, describe the qualities of the manager and the assistant manager, recruitment, training and promotion, you describe the remuneration policy and the incentives, the license, permit and by-laws and the support services offered. CHAPTER FOUR Chapter four contains the product operation plan that holds the production facilities and capacity, business layout, production strategy, production process, the regulations affecting the operation- health regulations, safety regulations and environmental regulation process. CHAPTER FIVEChapter five contains the financial plan, pre-operational costs working capital, cash flow statement for the two years, the preform income statement, the balance sheets, the break-even analysis for the business, the desired business financing, proposed business organization and the profitability ratios.
740 Views 0 Downloads 131.21 KB