Pp2 creative activities

The final year project titled “Design of Reinforced Concrete Water Storage Tank” addresses the pressing water shortage issue in Nyasiongo Ward, Nyasiongo Sub-County. This region currently suffers from inadequate and poorly maintained water storage facilities, which result in long travel distances and elevated costs for water procurement. The existing tanks are undersized and often exhibit unpleasant odors, underscoring the urgent need for a more effective solution. This project aims to identify the requirements for a new water storage tank, define the necessary capacity for the system, conduct an economic analysis of the proposed tank, and design a reinforced concrete water storage structure to replace or supplement the outdated tanks in Nyasiongo Ward. The research methodology involved engaging with local residents and experts in reinforced concrete water storage design through interviews, as well as conducting site visits by engineering students to collect data and assess current conditions. Analysis of surveys and data revealed a critical need for a new reinforced concrete water storage tank in Nyasiongo Ward. Currently, residents must travel 1-2 km and spend approximately two hours to collect water, incurring a cost of 70 RWF for just 20 liters. The study determined that a tank with a capacity of 2009m³ is essential to meet the daily water demands of the ward's population, which totals 50,661 people. The project successfully met its objectives by assessing the requirements, specifying the necessary capacity, performing an economic evaluation, and designing the water storage tank. The proposed reinforced concrete structure has the potential to significantly alleviate the water shortage issue in Nyasiongo Ward, enhancing access to clean water while reducing both travel time and associated costs for residents. It is recommended that the design for the 2009m³ reinforced concrete water storage tank be implemented to ensure a reliable water supply and improve the overall quality of life for the residents of Nyasiongo Ward.

main purpose of this study was to assess the impact of small credit finance to poverty alleviation in the urban society of Nyamache Kisii County. It explores the benefits gained from using micro-financing as a mechanism to reduce poverty. The study was conducted in Waumini Credit and Saving Institutes specifically in Nyamache Branch. The data gathering was done by using questionnaire as primary source of data. In addition, interview and other secondary data sources were used. Mixed approach was used and the researcher employed cross-sectional survey design. Descriptive statistical analysis and Propensity Score Matching (PSM) analysis technique was used with respondents coming from clients to test the differences of benefit from the credit scheme who were compared with those in the waiting lists. Purposive Sampling was used to recruit 384 respondents for this study. The findings of the study revealed that customers are getting advantage from the institute for the business startup and growth or expansion. However, close support system in financial management and utilization of the money they borrowed has gaps. The empowerment and psycho-social development of female clients have problems in the borrowing decision, spending of the loan money, and usage of the profit. Findings from new clients indicated that group formation and lack of entrepreneurship implementation is demanding. High interest and unwillingness to accept group responsibility are problems. Therefore, it is important to give training and support systems should be provided in order to strengthen usage of the credit and saving institutes for economic beneficence and development or positive change. The induction and orientation should be from getting loan up to the returning the money borrowed.

This study is about assessing Credit risk management of Nib international Bank S.C to achieve the intended objective of the study, Descriptive research was employed. Purposive sampling techniques were used to focus on limited number of informants who have deep insight about the issue. Accordingly, the size of the sample ware 143 which include all city Branch Managers and loan officers, credit analysts, Follow-up officer Customer Relationship Manager and Controllers of the bank. Questionnaires and interview were used as a primary data gathering instrument while annual reports and information from book of account were used as an instrument to gather secondary data relevant for the study. Descriptive statistics was used to analyze the data. Accordingly, the research found out that, credit risk policy and strategy of the bank is not renewed timely, the bank has no procedure to detect borrows associated with crime, internal risk rating system is not utilized to total portfolio and value and existence of collateral is not checked periodically Based on the findings the research suggest that, the bank should review its credit risk management strategy and policy periodically, develop policy enable to identify borrowers associated with crime and adjust its Management Information system in a manner it provide adequate information for decision makers.

purpose of the study was to assess the credit management practice of Lion International S.C. The data were gathered from all staff of the head office Credit Management Department and twenty branch managers and customers’ relationship officer found in Nairobionly on the credit management practices of the bank in areas of securing credit facilities against collateral, credit management analysis/evaluation practice of the bank, concentration risk management practice of the bank and the practice of the bank’s credit follow-up and recovery. The questionnaire survey was undertaken among 65 employees of the bank and all were collected to assess the perception of credit management practices of the bank in relation to the above practices. Closed ended questions were used, particularly to reflect the views of the employees with regard to four practices.Descriptive research design with 5 levels Likert scale was used to measure variables of study. Data was analyzed through descriptive statistics, percentage and frequency using SPSS Version 20.0 software. The result from the survey shows that majority of the bank staff were explained their concern on weak collateral coverage of the bank loans, high concentration risk on export loan out of the total loan volume of the bank, weak credit analysis during approval and at same time poor follow-up and recovery activities. According to the survey the bank can reverse the potential risk by providing reasonable attention for collateral holding , developing moderate loan concentration between credit products, improving the competency of the credit follow-up and recovery division for quality loan management

The purpose of the study was to assess the effectiveness of internal controls in credit unions in Kisii County. The study used cross-sectional descriptive survey. It was conducted in Kisii County for the staff/workers, management and the clients of Shama Co-operative Credit Union and Work place credit union. Simple random was employed to select 102 workers each from the various credit unions, however, purposive sampling was used to select 2 management officials each from various credit unions to form part of the study, thus, 208 respondents in all. Questionnaire and structured interviews were the main data collection instruments. The questionnaires were analyzed and interpreted using descriptive statistics such as frequency and percentages, however, the recordings of the interviews were transcribed verbatim, organised, presented in themes based on the research objectives. It was found out that respondents were negligence on the one responsible for setting up the internal control system in the credit unions. Also, there was no procurement policy and procurement committee in the credit unions in the metropolis. However, the major challenges in the implementation of internal controls in the various credit unions include; resistance to change, human factor and lack of independence, inadequate resources and wrongful application of findings by management of credit unions. On the other hand, possible solutions for sound and effective implementation of internal controls included; adequate training on internal controls for workers and management, effective monitoring and evaluations intermittently and given out operational policies and manuals to members in order to ensure effective implementation of internal controls.

study investigates the factors influencing employee creative work behavior within Geosynthetics Industrial Works Plc (GIW) in Ethiopia, focusing on job autonomy, perceived work significance, work difficulty, supervisory support, and psychological safety. Adopting a mixed-methods research approach, the study integrates quantitative data from structured surveys and qualitative insights from interviews, targeting all 380 core employees, including process owners, senior managers, production supervisors, and non-managerial staff. A sample size of 197 was determined using Yamane's formula, with simple random sampling for surveys and purposive sampling for interviews. Quantitative data analysis involved descriptive statistics, correlation, and multiple linear regression, while qualitative data underwent thematic summarized and condensed form . The findings reveal that all five factors significantly predict the creative climate at GIW, with psychological safety being the strongest predictor. The study concludes that enhancing job autonomy, perceived work significance, challenging tasks, supervisory support, and psychological safety can foster a more creative work environment. Recommendations include increasing job autonomy, emphasizing the significance of work, providing challenging tasks, improving supervisory support, and strengthening psychological safety to drive organizational innovation and success. | P a g e

TERM 3 GRADE 7 RATIONALIZED CRE SCHEME OF WORK 2025

GRADE 9 RATIONALIZED CRE LESSON PLAN TERM 3

GRADE 9 RATIONALIZED CREATIVE ARTS AND SPORTS LESSON PLAN TERM 3